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20 money mistakes to avoid in your 20s, finance mistakes your 20s and 30s are the best times to form the financial habits that will define your future but these decades are also full of potential missteps with long term effects this blog dispels the myths to identify the most common top 10 personal finance blunders committed by young adults we ll explore how these Early Adulthood Financial Correct Blunders The Choices You Build Form mistakes like not budgeting incurring high.